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Home Emergency

Compare Home Emergency

Home Emergency Cover

Home emergency cover is often a source of confusion when it comes to arranging home insurance, with customers unsure of the cover they have, want or need. Emergency cover for things like heating systems, plumbing and electrics can be invaluable when vital services go down, but the first thing to note is that such cover is entirely optional.

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Home Emergency Cover Questions

These are some of the common questions people have, and answers, so you know what to expect before you get a home emergency cover or home emergency insurance quote.

What is classed as a home emergency?

Most insurers, broker and underwriters will define an emergency as anything that affects your health and wellbeing, or leaves your home unsafe or prone to further damage. Generally this would cover the complete failure of your hot water, electrics or boiler.

Can i get home emergency cover with my home insurance?

Yes. Many home insurance companies can offer either a stand alone home emergency policy or home emergency cover as an add-on to your home insurance policy.

Is there a limit to the number of claims i can make?

Normally yes however it does depend on the policy. Some may limit the number of callouts per year or some may limit the cover based on a monetary value.

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